महत्वपूर्ण जनहित अस्वीकरण / Statutory Notice
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Jobs & Skill Development🇮🇳 Central Government (All States)100% आधिकारिक
PM Vishwakarma Scheme 2026: ₹3 Lakh Collateral-Free Loan at 5%, ₹15,000 Modern Toolkit & ₹500/Day Training Stipend
Benefit / Financial Grant:
₹3 Lakh loan at 5% interest + ₹15,000 Toolkit + ₹500/day training stipend
सीधे पात्र नागरिक के आधार लिंक बैंक खाते में डायरेक्ट बेनिफिट ट्रांसफर (DBT) द्वारा
Mzonews डेस्क
•अपडेट: 2026-10-02
•82,340 देखा गया
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संक्षिप्त विवरण (Overview)
PM Vishwakarma scheme empowers traditional artisans and craftsmen across 18 trades with up to ₹3 Lakh collateral-free credit at 5% interest, ₹15,000 tool kit incentive, and ₹500 daily stipend during skill training.
Objectives & Vision
To preserve and upscale traditional crafts and provide institutional credit and marketing support to artisans.
Direct Benefits for Eligible Beneficiaries
Tranche 1: ₹1,00,000 (18 months); Tranche 2: ₹2,00,000 (30 months) at subsidized 5% interest.
₹15,000 digital e-voucher for purchasing modern toolkits.
Recognized PM Vishwakarma Certificate and ID Card.
Daily allowance of ₹500 during skill upgrade training.
Eligibility Criteria & Requirements
- ✓Artisans working in one of 18 eligible traditional trades aged 18+.
- ✓One beneficiary per family with no government employee in the household.
Mandatory Documents Required Checklist
1Aadhaar card, linked mobile number, bank passbook, trade self-declaration.
Step-by-Step Online & Offline Application Guide (Online)
1
Visit the nearest CSC center for biometric Aadhaar registration on pmvishwakarma.gov.in.
2
Verify personal and trade details, submit for Gram Panchayat verification.
3
Attend 5-day skill training, receive toolkit grant, and unlock loan disbursement.
अधिकृत सरकारी पोर्टल
Apply on Official Government Portalयोजना के आधिकारिक पोर्टल पर जाएं
केवल अधिकृत .gov.in या राज्य सरकार की वेबसाइट पर ही अपना पंजीकरण पूरा करें।
Frequently Asked Questions (FAQs)
The effective interest rate for beneficiaries is fixed at only 5%, with 8% subvention provided by the Government of India.
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