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Scholarships & Education🌾 Bihar100% आधिकारिक
Bihar Student Credit Card Scheme: Up to ₹4 Lakh Education Loan at 1% Concessional Interest
Benefit / Financial Grant:
Up to ₹4,00,000 Education Loan
सीधे पात्र नागरिक के आधार लिंक बैंक खाते में डायरेक्ट बेनिफिट ट्रांसफर (DBT) द्वारा
Mzonews डेस्क
•अपडेट: 2026-09-25
•42,100 देखा गया
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संक्षिप्त विवरण (Overview)
Bihar Government provides up to ₹4 Lakh collateral-free education loans for 12th pass students pursuing higher professional courses.
Objectives & Vision
To boost Gross Enrolment Ratio (GER) in higher education across Bihar.
Direct Benefits for Eligible Beneficiaries
No third-party collateral needed (State Govt acts as guarantor)
Just 1% interest for girls/disabled, 4% for boys
Eligibility Criteria & Requirements
- ✓Permanent resident of Bihar, 12th pass
- ✓Age under 25 years
- ✓Enrolled in recognized higher educational institution
Mandatory Documents Required Checklist
110th & 12th Marksheets
2College Admission Offer Letter & Fee Structure
3Aadhaar & PAN cards
4Bank passbook
Step-by-Step Online & Offline Application Guide (Both)
1
Register online at MNSSBY portal
2
Submit details and visit local DRCC center for biometric verification
अधिकृत सरकारी पोर्टल
Apply on Official Government Portalयोजना के आधिकारिक पोर्टल पर जाएं
केवल अधिकृत .gov.in या राज्य सरकार की वेबसाइट पर ही अपना पंजीकरण पूरा करें।
Frequently Asked Questions (FAQs)
Repayment starts 1 year after course completion or after securing employment.
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