महत्वपूर्ण जनहित अस्वीकरण / Statutory Notice
Mzonews (mzonews.com) is purely an educational and informational news portal designed to simplify government welfare notifications. Always submit official applications through authorized .gov.in or .nic.in portals.
संपूर्ण अस्वीकरण पढ़ें (Full Disclaimer) →•Mzonews पर किसी भी योजना के लिए कोई शुल्क नहीं लिया जाता है।
Farmer Welfare Schemes🇮🇳 Central Government (All States)100% आधिकारिक
Kisan Credit Card (KCC) Scheme 2026: Get ₹3 Lakh Agri Loan at 4% Interest, Online Apply & Renewal Status
Benefit / Financial Grant:
Credit up to ₹3,00,000 at 4% subsidized interest rate
सीधे पात्र नागरिक के आधार लिंक बैंक खाते में डायरेक्ट बेनिफिट ट्रांसफर (DBT) द्वारा
Mzonews डेस्क
•अपडेट: 2026-10-02
•74,120 देखा गया
ADVERTISEMENT / विज्ञापन
संक्षिप्त विवरण (Overview)
The Kisan Credit Card scheme offers farmers low-interest credit up to ₹3 Lakhs at just 4% effective interest rate for agricultural inputs, dairy, and fisheries. Check eligibility and fast-track application process.
Objectives & Vision
To meet short-term credit requirements for crops, harvesting, and livestock maintenance.
Direct Benefits for Eligible Beneficiaries
Effective interest of only 4% upon timely repayment (3% Prompt Repayment Incentive).
No collateral required for loans up to ₹1.60 Lakhs.
Now extended to animal husbandry, poultry, and fisheries farmers.
Integrated crop insurance and ₹50,000 personal accident coverage.
Eligibility Criteria & Requirements
- ✓Owner cultivators, tenant farmers, sharecroppers, and SHGs of farmers.
Mandatory Documents Required Checklist
1Aadhaar, Land records (Khatoni/7-12 extract), crop certificate, passport photo.
Step-by-Step Online & Offline Application Guide (Both)
1
Visit your bank branch or apply online via jansamarth.in.
2
Submit land records and crop details along with the KCC form.
3
Card is issued within 14 working days by the branch.
अधिकृत सरकारी पोर्टल
Apply on Official Government Portalयोजना के आधिकारिक पोर्टल पर जाएं
केवल अधिकृत .gov.in या राज्य सरकार की वेबसाइट पर ही अपना पंजीकरण पूरा करें।
Frequently Asked Questions (FAQs)
Yes, PM-Kisan beneficiaries enjoy a 1-page simplified application process with waived processing fees.
ADVERTISEMENT / विज्ञापन